Credit Unions

Fair and Inclusive Risk Assessment

Move beyond simple FICO scores. Our AI analyzes traditional and alternative data to see the true financial potential of your members, helping you serve the underserved.

Grow membership without increasing risk

Identify creditworthy members with "thin files." Safely approve loans for members that traditional scoring models overlook.

Proactive Delinquency Management

Detect financial distress patterns early. Help your members adjust their plans before they default, protecting your portfolio health.

Automated Portfolio Insights

Get a clear, real-time view of risk concentration and performance to simplify your board reporting and exam preparations.

360° Member View with Alternative Data

We incorporate digital footprint data to build a complete profile, ensuring no member is rejected solely due to lack of credit history.

Models Tailored to Your Community

Off-the-shelf models don't understand your membership. We build risk models aligned with your Credit Union’s specific risk appetite and field of membership.

Aligned with Your Mission

Train our AI with your specific underwriting policies, ensuring automated decisions reflect your Credit Union's values and goals.

Seamless Core System Integration

Connect Quash with your existing Core Banking System in minutes via API. Designed for frictionless implementation without IT headaches.

Continuous Learning

Your models adapt to your community's changing economic reality, learning from every transaction to improve accuracy daily.

Full Control & Explainability

Maintain autonomy over decision criteria. You define the rules; our AI optimizes them while keeping you compliant with Fair Lending standards.

Operational Efficiency that Enhances Relationships

Eliminate manual underwriting tasks. Let your loan officers focus on financial counseling and member relationships while our AI handles the paperwork.

Talk to a specialist

AI-powered lending built for Credit Unions