Bancrea
81%
Cost reduction
Smarter Credit Decisions with AI
Transform credit access with AI. Make safer, faster, and more profitable decisions to boost your business.
Clients
70%
Separation power between good and bad borrowers
QUASH has raised $7 million to help credit unions stop flying blind
Yoel Gavlovski founded QUASH in 2020 to help financial institutions use AI to make more inclusive and personalized credit decisions. He believes traditional credit scoring is too rigid and often overlooks qualified borrowers.
QUASH recently raised $2.6 million and is expanding its focus on U.S. credit unions to help them better serve younger, digital-first customers.
Image taken from refreshmiami.com
ABOUT QUASH
More Inclusion.
More Precision.
More Intelligence.
At QUASH, we believe credit should be an opportunity for everyone. Our platform combines AI, alternative data, and total automation to help you evaluate credit risk with a 360° view.
Instant access to unbanked segments
Approve new customers without strictly depending on traditional bureaus. We use ready-to-go Machine Learning models that analyze the digital footprint (email and phone). This allows us to generate high-precision scores in seconds, transforming basic data into a powerful tool for inclusion.
Connect your data and internal rules.
Seamlessly unify all relevant data sources and business rules into a single decision framework.
Credit behavior with AI.
Use AI models to identify patterns, risks, and trends in customer credit behavior.
Make decisions based on real-time insights.
Instantly act on live data to deliver accurate and timely credit decisions.
Continuously optimize as the model learns.
The system improves over time by learning from new data and outcomes.
BENEFITS
Results that drive your business
Identify solvency patterns in non-traditional profiles and add reliable customers where others see uncertainty.
Reduce response times from days to seconds through automated evaluations that increase your conversion rate.
Optimize margins and decrease delinquency rates with high-precision predictions for sustainable growth.
Convert basic data into access tools to integrate underserved segments into the formal financial ecosystem.
Democratize advanced analysis with Credy, enabling deep insights generated through natural language.
Eliminate bottlenecks and subjective biases by automating workflows for a more efficient operation.
TESTIMONIALS
Case Studies
Following a POC that demonstrated strong strategic relevance for our service, I am currently managing the integration of QUASH's Scoring into our online credit evaluation flow to further strengthen our analytical capabilities and processes. We have already defined a clear roadmap for the first half of 2026, formally starting with technical validation and the administrative contract-signing process.
Frank Miranda
Coopeuch
QUASH generated an additional $450K in net profit for Crediavance, exceeding our projections by 4.6%. The implementation cost was below 4% of this new profit, driven by a significant reduction in delinquency.
Joan De Dios
Crediavance
SERVICES
AI-Powered Solutions
Real-time predictive models
Risk Assessment with alternative information
Don't limit yourself to traditional history. We analyze the digital footprint (email and phone) for a 360° view.
Early delinquency identification
Anticipate risk. Our AI identifies atypical behaviors and non-payment trends before they affect your portfolio.
Reduce Costs
Digitize the entire credit flow. Fewer manual processes mean a more agile, profitable, and error-free operation.
Expand your portfolio without increasing risk
