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Smarter Credit Decisions with AI
Transform credit access with AI. Make safer, faster, and more profitable decisions to boost your business.
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Transform credit access with AI. Make safer, faster, and more profitable decisions to boost your business.
Yoel Gavlovski founded Quash in 2020 to help financial institutions use AI to make more inclusive and personalized credit decisions. He believes traditional credit scoring is too rigid and often overlooks qualified borrowers.
Quash recently raised $2.6 million and is expanding its focus on U.S. credit unions to help them better serve younger, digital-first customers.
At QUASH, we believe credit should be an opportunity for everyone. Our platform combines AI, alternative data, and total automation to help you evaluate credit risk with a 360° view.
Instant access to unbanked segments
Approve new customers without strictly depending on traditional bureaus. We use ready-to-go Machine Learning models that analyze the digital footprint (email and phone). This allows us to generate high-precision scores in seconds, transforming basic data into a powerful tool for inclusion.
Flexible risk models, tailored to your needs
Your business is unique, and your models should be too. Our AI is trained with your own policies, rules, and historical data to create a decision ecosystem that evolves alongside your profitability goals.
Accurate evaluation with alternative data
We look where others don't. By integrating unconventional information sources (digital and social behavior), we build a complete financial profile of the applicant, drastically reducing false rejections.
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Seamlessly unify all relevant data sources and business rules into a single decision framework.
Use AI models to identify patterns, risks, and trends in customer credit behavior.
Instantly act on live data to deliver accurate and timely credit decisions.
The system improves over time by learning from new data and outcomes.
Identify solvency patterns in non-traditional profiles and add reliable customers where others see uncertainty.
Reduce response times from days to seconds through automated evaluations that increase your conversion rate.
Optimize margins and decrease delinquency rates with high-precision predictions for sustainable growth.
Convert basic data into access tools to integrate underserved segments into the formal financial ecosystem.
Democratize advanced analysis with Credy, enabling deep insights generated through natural language.
Eliminate bottlenecks and subjective biases by automating workflows for a more efficient operation.
Don't limit yourself to traditional history. We analyze the digital footprint (email and phone) for a 360° view.
Anticipate risk. Our AI identifies atypical behaviors and non-payment trends before they affect your portfolio.
Digitize the entire credit flow. Fewer manual processes mean a more agile, profitable, and error-free operation.
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Through QUASH’s inclusion model, we successfully implemented a strategic segment to deepen our data analysis, allowing us to move forward into the production phase with full confidence. I am currently leading the immediate integration of this new model into our upcoming operational cycles to ensure real, measurable optimization across our business processes.
Ernie Abadi
General Manager Tafitech
Following a POC that demonstrated strong strategic relevance for our service, I am currently managing the integration of QUASH’s Scoring into our online credit evaluation flow to further strengthen our analytical capabilities and processes. We have already defined a clear roadmap for the first half of 2026, formally starting with technical validation and the administrative contract-signing process.
Frank Miranda
Coopeuch
QUASH generated an additional $450K in net profit for Crediavance, exceeding our projections by 4.6%.
The implementation cost was below 4% of this new profit, driven by a significant reduction in delinquency.”
Joan De Dios
Crediavance